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Renters Insurance in Brea and Fullerton, CA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Apgar & Bullard Insurance Services, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Apgar & Bullard Insurance Services are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

Apgar & Bullard Insurance Services

2650 E Imperial Hwy, Ste 205
Brea, CA 92821
Main office: 714-985-9630

Our Providers

I have personally worked with Jeff and he is extremely experienced and knowledgeable. He was able to help me take care of me and my office needs very quickly and with a great price. He is highly recommended! ~ Matt To
Matt To
Jeff Bullard was very helpful in answering all my questions about switching over from existing plan to the group plan offered at vk integrated systems. ~ Christina Reynolds
Christina Reynolds